You've built significant income.
Now build the portfolio to match it.
TMM gives successful professionals the frameworks and guidance to build and manage their own long-term stock market portfolios, with structure, discipline, and a strategy built to last decades.
Join 1,900+ serious investors. One email every Saturday on what actually matters in markets. Free, unsubscribe any time.
Built for the "messy middle of wealth"
Successful professionals and founders, usually 35 to 50, who earn well but invest loosely. Assets spread across shares, ETFs and property, accumulated deal by deal, with no portfolio strategy tying it together.
The problem isn't access to markets. It's the absence of a clear framework for building a long-term portfolio, and the discipline to hold it when markets test you.
TMM is not for
- Beginners learning the basics of investing
- Anyone after stock tips or trading ideas
- Anyone chasing short-term market calls
You earn well but manage it loosely
Growing income, multiple investments, increasing complexity, and no time to run it properly.
You own assets, not a portfolio
Shares, ETFs, property. No coherent allocation, no tax strategy, no decision framework holding it together.
Confident earning. Less confident managing.
Successful in your field, uncertain about portfolio construction. You know you should be doing something smarter.
You're asking bigger questions
How income becomes lasting capital. How wealth gets structured across a lifetime, and beyond it.
Start with our weekly thinking.
Every week the TMM team writes up how we're reading markets, what we're watching, and the frameworks behind our own decisions. 1,900+ investors read it. The easiest way to work out whether our thinking is worth your money is to read it free first.
Signals & Noise
The weekly newsletter and podcast. Market commentary, investment frameworks, and the TMM read on what matters for long-term investors. No filler, no hot takes.
- Weekly newsletter, insights & commentary
- Signals & Noise podcast access
- TMM community membership
- First look at new frameworks & thinking
Signals & Noise Premium
The full analysis behind how the team is positioning right now. Recent editions covered the Long Sideways market thesis, CAPE ratios above 41, and what Howard Marks' market cycle work means for Australian portfolios today.
- Everything in the free newsletter, plus:
- Weekly ETF & portfolio positioning insights
- Macro valuation data & CAPE analysis
- Monthly deep-dive research reports
- Priority access to live Q&A sessions
“We don't pick stocks for you, and we don't manage your money. We teach you the frameworks to build and run a portfolio yourself, for decades.”
If that's what you've been looking for, it's worth a conversation.
A journey through four stages of portfolio maturity
Not a course you complete and forget. A guided progression through four stages, where you can always see both the destination and exactly where you stand right now.
See where you actually stand
Financial mapping, portfolio review, behavioural assessment and goal clarification. Most clients discover more complexity, and less structure, than they expected.
Design the structure of your financial life
Asset allocation, investment philosophy and risk management designed as one system, plus access to a trusted network of accountants, lawyers and specialists for the pieces outside our lane.
Build the portfolio to match the strategy
Portfolio construction principles, ETF selection frameworks, and simplification of what you already hold. You end up with the tools to build and manage it yourself.
Hold the strategy when markets test it
Decision frameworks and behavioural coaching for the moments that decide long-term outcomes. This is where most investors, including experienced ones, lose ground.
Frameworks for building portfolios, not selecting products
We work at the strategy level, not the transaction level. Our job is to give you the frameworks to answer the big portfolio questions yourself, with structure and conviction instead of guesswork.
Wealth Architecture Model
Allocation, philosophy and risk designed as one coherent system, not a collection of separate decisions.
Portfolio Construction Principles
An evidence-based approach to building portfolios that compound over decades, with emotion taken out of allocation.
Client Decision Framework
A structured process for major financial decisions. Builds conviction, prevents reactive choices.
Behavioural Discipline
Most investment mistakes are behavioural, not analytical. We work on the psychology of money and decisions under pressure.
Macro Valuation Tools
CAPE and earnings yield as a lens on market conditions: when to act, and when waiting is the decision.
The Three Wells
Three distinct investment disciplines, each with its own horizon and risk profile, working together as one portfolio strategy.
Learn it once. Benefit for decades.
Value drives every investment decision we make, and the way we've structured what we offer. We think you should keep more of what you earn, learn the principles that actually matter, and have people in your corner who have done it themselves.
Stop Paying Ongoing Management Fees
Ongoing portfolio management fees quietly compound into $100,000 to $200,000 over an investing lifetime. Learn to run your own portfolio and that money stays invested, compounding for you instead of someone else. Your accountant and lawyer earn their fees. A percentage skimmed off your portfolio every year, forever, is a different question.
Decades of Real Experience
The team has invested through booms and busts across global markets for a combined 25+ years. Everything we teach was built managing real money through real cycles, not lifted from a textbook.
30-Day Guarantee
The relationship comes first. Try any program for 30 days. If it's not for you, full refund, no questions asked. We only want your money if you're getting value for it.
View our guarantee policy →The real cost of learning to do this yourself
Take Systematic Investor at $1,900. Spread across 30 years of managing your own money, that's about $65 a year, a bit over a dollar a week.
Compare that with ongoing management fees that build into six figures over the same period. The maths is simple: learn the frameworks once, benefit for a lifetime.
Two ways this pays for itself
First, running your own portfolio means the ongoing fees you'd otherwise pay stay invested and compounding. Second, our frameworks are built around managing risk through full market cycles, because the arithmetic of compounding punishes large losses far harder than it rewards large gains. A portfolio that falls 50% needs to double just to get back to even.
It’s not just what you learn. It’s what shifts.
Most investment education stops at knowledge. TMM clients build something more durable: the confidence to make decisions, the discipline to hold them, and peers navigating the same journey.
Investor Confidence
From second-guessing every decision to acting with clarity and conviction, grounded in frameworks rather than headlines.
Decision-Making Capability
A structured process for the big financial calls: when to act, when to wait, and how to know the difference.
A Community of Peers
Other serious investors who challenge your thinking and reinforce discipline through every market cycle.
One framework. Four levels of engagement.
Same frameworks at every level. The difference is how much of it you work through 1:1 with the team. Systematic Investor is self-paced online with a few private sessions. Direct is half online, half 1:1 on your chosen Well. Executive is all Three Wells, entirely 1:1. Every tier runs over 12 months, and every tier is covered by the 30-day guarantee.
- Well 2 and Well 3 online programs
- ETF rotation and allocation frameworks
- Capital cycle and valuation models
- TMM 8 Principle Framework
- 3 private 1:1 sessions
- Bundle option: $3,500 + GST
- Choose Well 1, 2, or 3
- Half online, half 1:1 delivery
- 12 private 1:1 sessions
- Team guidance throughout
- Priority access between sessions
- S&N Premium included
- All Three Wells, entirely 1:1
- ~24 private 1:1 sessions
- Online content access included
- Direct line to the team year-round
- S&N Premium included
- Annual TMM retreat invitation
Limited places. Subject to consultation and fit.
Learn More- Available after completing any tier
- Continued 1:1 sessions
- Market cycle education
- Community and group access retained
- Annual strategy refresh
- Shaped around what you need
Three investors. One set of frameworks.
Steve Moriarty
40+ years across executive roles and full-time investing. The origin of TMM's wealth architecture frameworks, now the institutional knowledge the whole team works from.
Jacob Senior
Nearly a decade of hands-on investing, with deep expertise in technical analysis and ETF strategy. Brings the research rigour to TMM's portfolio construction work.
Tom Hill
Mentored by Steve for over a decade. Specialises in turning complex investment frameworks into something clients can actually execute, at every stage of the journey.
This is for a specific type of client.
If that's you, let's talk.
A short conversation to understand where you are and whether TMM is the right fit. If we're not, we'll tell you. No pressure, no pitch.
How we think about long-term wealth
Mastering the Market Cycle
What Howard Marks' cycle framework means for how you position a long-term portfolio right now.
Stocks vs. Property: The Australian Wealth Guide
The strategic case for each asset class, and how the decision should be framed at the portfolio level.
Going for Growth
What separates investors who compound their wealth from those who plateau.
